feat(unionflow): ajout Spec-Kit, constitution, mission mutuelles

- Config Spec-Kit pour Spec-Driven Development
- CONSTITUTION.md + .specify/memory/constitution.md
- Commandes Cursor /speckit.*, règles projet
- Mission: associations + mutuelles d'épargne et de financement
- .gitignore: versionner config spec-kit unionflow

Made-with: Cursor

unionflow/.specify/templates/agent-file-template.md

@@ -0,0 +1,28 @@
+# [PROJECT NAME] Development Guidelines
+
+Auto-generated from all feature plans. Last updated: [DATE]
+
+## Active Technologies
+
+[EXTRACTED FROM ALL PLAN.MD FILES]
+
+## Project Structure
+
+```text
+[ACTUAL STRUCTURE FROM PLANS]
+```
+
+## Commands
+
+[ONLY COMMANDS FOR ACTIVE TECHNOLOGIES]
+
+## Code Style
+
+[LANGUAGE-SPECIFIC, ONLY FOR LANGUAGES IN USE]
+
+## Recent Changes
+
+[LAST 3 FEATURES AND WHAT THEY ADDED]
+
+<!-- MANUAL ADDITIONS START -->
+<!-- MANUAL ADDITIONS END -->